Complete User Guide
June 2026 Edition · Where Skills Become Opportunities
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30+ SKILL CHALLENGES
Typing, trivia, image intel, strategy & more
DIGICREDITS SYSTEM
Earn DigiCredits by proving your abilities
GLOBAL REDEMPTIONS
Crypto, PayPal, MTN MoMo, M-Pesa & more
REFERRAL PROGRAMME
Earn a referral bonus on every friend's activation
1

Introduction & Platform Overview

DIGITECHCOIN HUB is a global skill intelligence ecosystem where participants earn DigiCredits by completing skill challenges and demonstrating measurable ability. Talent Plus members can redeem their DigiCredits worldwide via mobile money, bank transfer, or cryptocurrency.

Core Features

FeatureDescription
30+ Skill ChallengesTyping, trivia, image intelligence, strategy & more
Daily DigiCreditsTalent Plus members earn by completing daily skill challenges
Referral ProgrammeEarn a referral bonus when friends activate Talent Plus
DigiCredit RedemptionMinimum 200 DigiCredits — global payout methods
Voice LobbyReal-time voice chat with other participants
AI AssistantDigi helps you check your balance and answers questions

DigiCredit Value

DigiCredits are valued at approximately 130 DigiCredits = $1 USD. Because redemptions convert to your local currency at the platform's posted exchange rate, your exact payout is always shown before you confirm a redemption request.

Redemption fee: 5% of the requested amount.
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2

Getting Started: Registration & Login

You can register directly from our homepage — no invite required. If a friend referred you, use their referral code (or click their link, which fills it in automatically) so they earn their referral bonus when you activate your first membership.

Step-by-Step Registration

StepWhat to do
1. Account DetailsGo to register.html. Select your Country (searchable list with flags), enter your Phone Number, add a Referral Code if you have one, then click Next: Set Password.
2. Security & InfoSet a Password (min 8 characters, not all numbers) and confirm it. Enter your Email. Optionally add WhatsApp. Agree to the Terms, then click Review & Register.
3. Review & CreateVerify your details, then click Create My Account.
4. OTP VerificationA 6-digit code is emailed to you. Enter it in the popup — you are redirected to your Dashboard automatically.

Login

Go to register.html?mode=login. Select your country code, enter your registered phone number and password, then click Sign In to Dashboard.

Enter your number without the leading 0 — the country code is selected separately. After 5 failed login attempts your account is locked for 15 minutes.
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3

Account Dashboard

The dashboard (dashboard.html) is your command centre for all account activity.

Dashboard Sections

SectionContents
Top NavQuick links to Challenges, Talent Plus, Ledger, Password, Logout
Challenge CardToday's DigiCredits, challenges remaining, level info
Lucky WheelSpin-to-win mini-challenge
DigiCredit WalletMain balance, referral wallet, today's / monthly earnings
All LevelsAll 8 Talent Plus levels with activation requirements
Invite FriendsYour referral code, referral earnings, and friends list

Key Metrics

MetricMeaning
DigiCredit BalanceTotal spendable DigiCredits
Redeemable BalanceBalance minus locked credits (refund hold)
Today's EarningsDigiCredits earned today — resets on a 24-hour rolling window
Monthly / WeeklyHistorical performance overview
Challenges Played / WonYour personal skill statistics
Daily Limit: Talent Plus members have a daily maximum based on their level. Once reached, wait for your rolling 24-hour window to reset.
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4

Talent Plus Membership & Levels

Membership Benefits

BenefitFreeTalent Plus
Play all challengesYesYes
Earn DigiCreditsNoYes
Redeem rewardsNoYes
Daily challengesNoYes (3–17 per day)
Referral bonusesNoYes
Lucky WheelDemo onlyReal DigiCredit rewards

Level Structure

Full activation pricing is shown in your dashboard after registration. Levels 7–8 (Elite) require 90+ days of Talent Plus tenure.

LevelQuestions/DayDigiCredits/QDaily MaxTenure
132987None
2535173None
3749347None
4977693None
5111261,38714 days
6132132,77330 days
7 — Elite153695,54790 days
8 — Elite1765011,09390 days
You can also unlock or upgrade a level by paying with your DigiCredit balance — the credit price is shown in the dashboard. Admin can grant tenure-exempt status to bypass waiting periods.
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5

Skill Challenges & Earning Guide

Talent Plus DigiCredit-Earning Challenges

ChallengeHow to competeReward
Image IntelligenceIdentify and analyse what is in the photoPer-question DigiCredits by level
Trivia ArenaAnswer general-knowledge questionsPer-question DigiCredits by level
Typing IntelligenceType words quickly and accuratelyScore-based (Medium / Hard / Extreme)
Lucky WheelSpin to win DigiCredit prizesUp to ×500 jackpot
Ludo RoyaleRace 4 pawns home10 credits / piece + 50 win bonus
8-Ball PoolPocket balls, win matches5 credits / ball + 50 win bonus
Typing Intelligence: Easy mode is free practice (no DigiCredits). Hard & Extreme are Talent Plus-only. Earnings count toward your daily limit.

Free Challenges (Practice & Fun)

15 Puzzle, 2048 Style, Code Breaker, Hangman Deluxe, Solitaire Dungeon, Speed Math, Whack-a-Mole, Word Search, Nonogram, Memory Match, Sudoku Extreme, Bubble Shooter, Asteroid Blaster, Ping Pong Breakout, and more. These are for entertainment and award no DigiCredits.

Important Challenge Rules

ChallengeRules
Quiz RulesNo tab switching — detected server-side, voids the attempt. 20-second timer per question. No earnings on Sundays. Daily limit shared between Image Intelligence and Trivia Arena.
Ludo RoyaleRoll a 6 to release a token. Land on an opponent to send their token home (unless they are on a safe square). First to get all 4 tokens home wins.
8-Ball PoolAim with the cue (longer hold = more power). Pocket all your balls, then the 8-ball. Fouls give ball-in-hand to your opponent.
Daily Limit24-hour rolling window from your first challenge of the day — not a midnight reset.
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6

Activating Your Membership

Payment Methods

MethodRegionCurrencySpeed
Crypto (NOWPayments)GlobalUSDT, BTC, ETH, BNBInstant (auto)
PayPalGlobalUSDMinutes
M-PesaKenya, TanzaniaKES, TZSMinutes
MTN MoMoUganda, Nigeria, GhanaUGX, NGN, GHSMinutes
WaveWest AfricaXOF (FCFA)Minutes
GCashPhilippinesPHPMinutes
UPI / PaytmIndiaINRMinutes
Bank TransferGlobalUSD3–5 days
Crypto is recommended — the fastest method with automatic approval (USDT TRC20 preferred). The activation page shows the exact amount in your local currency at the platform's posted rate.

How to Activate

  1. Go to deposit.html.
  2. Select an Activation Purpose: Package/Level, Lucky Wheel, Ludo, 8-Ball Pool, or Top up balance.
  3. Choose your Level (for Package activations).
  4. Select a Payment Method and follow the displayed details — the local-currency amount is shown.
  5. Enter your Transaction ID and phone number.
  6. Click SUBMIT ACTIVATION REQUEST.
Need to cancel? If you have an unpaid pending request, use the × Cancel button on that row in your history, then start a new one. (Only cancel if you have NOT sent payment.)

After approval: account upgraded + 4 bonus DigiCredits (first-time Talent Plus only). Your previous level's credits are refunded as locked credits, which unlock after 24 hours.

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7

Redeeming DigiCredits

Redemption Requirements

RequirementDetail
MembershipTalent Plus only
Minimum200 DigiCredits
Fee5% deducted from the requested amount
Window3:00 AM – 8:00 PM UTC

Example Amounts (after 5% fee)

RequestYou receiveApprox. USD
200190$1.46
500475$3.66
1,3001,235$9.51
2,0001,900$14.63
3,4003,230$24.87
5,7005,415$41.70
10,0009,500$73.15
22,00020,900$160.93
USD values are approximate. The redemption page shows the exact amount in your local currency (KES, GHS, PHP, INR, etc.) at the platform's posted rate.

How to Redeem

  1. Go to withdrawal.html and review your balance.
  2. Select a Payment Method (PayPal, Binance Pay, M-Pesa, MTN MoMo, Airtel Money, Wave, GCash, UPI, bank, etc.).
  3. Choose an amount from the tiles.
  4. Enter your account details (email, phone number, UPI ID, etc.).
  5. Enter your password to confirm.
  6. Click REQUEST REDEMPTION.

Rejected redemptions are fully refunded to your DigiCredit balance. Only one pending redemption at a time.

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8

Referral Programme

How It Works

StepWhat happens
1Every user gets a unique referral code
2Share your code or link with friends
3Your friend registers using your code
4When they activate Talent Plus, you earn a referral bonus in DigiCredits
5Bonus is added to your referral wallet
Example: your friend activates Level 1. Your referral bonus is credited automatically to your referral wallet — full bonus details are shown in your dashboard.

Find Your Referral Code

Go to your Dashboard → scroll to the INVITE FRIENDS card → click REVEAL to show your code → copy the code or share the link directly.

A note on fairness: organic visitors who sign up without a code are automatically credited to our top-ranked participant (by level, then DigiCredits) — a reward for the example our best members set.
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9

Avatar Customization

Go to avatar.html. Choose a category: Animals, Faces, Space, Warriors, Nature, Tech, Food, or My Photo. Click any avatar to preview it, then click SAVE AVATAR.

Custom Photo: JPG, PNG, WebP, or GIF up to 2 MB. Switch to the My Photo tab, choose your file, preview it, then click USE THIS PHOTO.

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10

Transaction Ledger

The Ledger (ledger.html) provides a complete audit trail of all DigiCredit movements, a 30-day bar chart, and full CSV export.

Transaction Types

TypeDirectionMeaning
ActivationCreditDigiCredit top-up purchase
RedemptionDebitDigiCredit cash-out request
Challenge WinCreditCorrect quiz answer or winning Ludo, Pool, or Lucky Wheel
Referral BonusCreditBonus from a friend's activation
Welcome BonusCredit+4 DigiCredits on first Talent Plus activation
Level PurchaseDebitUnlocking a level with your DigiCredit balance
Challenge PurchaseDebitBuying Lucky Wheel spins
RefundCreditLevel upgrade refund (locked 24h)
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11

Password Reset

Forgot Your Password?

  1. Go to reset_password.html.
  2. Enter your registered phone number with country code (searchable list).
  3. Click Send Reset Code — a 6-digit code is emailed to you.
  4. Enter the code (expires in 1 hour; 5 attempts allowed).
  5. Set a new password (min 8 characters), confirm it, then click Reset Password.

Change Password While Logged In

Dashboard → click PASSWORD in the top nav → enter your current password → enter the new password twice → click UPDATE PASSWORD.

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12

Voice Chat Lobby & Moderation

Talk with other participants in real time. On index.html, find the Voice Lobby and click JOIN ROOM. Allow microphone access when prompted.

ButtonAction
JOIN ROOMConnect to the lobby (you start listening only)
UNMUTETurn on your microphone and speak
MUTETurn off your mic (still connected and listening)
LEAVEDisconnect from the voice room
New accounts join listen-only: you can hear the room right away, and the microphone unlocks once your account is 24 hours old and you have completed at least 3 challenges. This keeps the lobby friendly.

Be respectful. You can mute any participant just for yourself, or report misconduct with the report button. Moderators may mute, remove, or temporarily suspend anyone who breaks the conduct rules. Use headphones to avoid echo.

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13

AI Assistant (Digi)

Click the floating chat button (bottom-right of every page) to chat with Digi, our AI support assistant. When you are logged in, Digi can see your username, balance, level, referral code, and today's DigiCredit earnings — and only yours.

TopicExample questions
AccountWhat is my balance? | What level am I?
EarningsHow many DigiCredits have I earned today?
ChallengesHow do I play Ludo? | How does the Lucky Wheel work?
ActivationHow do I activate? | What is the crypto wallet address?
RedemptionCan I redeem yet? | What methods are available?
ReferralHow does the referral programme work?
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14

Mobile App

Download the Android APK from the DigitechCoin Hub homepage — look for the “Get the DigitechCoin App” banner and tap DOWNLOAD APK.

Installation

  1. Enable Unknown Sources in your Android settings (Settings > Security).
  2. Open the downloaded .apk file.
  3. Tap Install.
  4. Open the app and log in with your existing web account.

App features: full challenge library, voice chat lobby, DigiCredit earnings and redemptions, and the same account as the web version. (Push notifications coming soon.)

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15

Troubleshooting & Support

Contact Support

ChannelContactResponse time
Emailsupport@digitechcoin.comWithin 24 hours
WhatsApp / SMS+1 343 600 0717General 24h | Payment 12h | Urgent 1–2h

Common Issues

ProblemSolution
Can't log inCheck phone number (no leading 0) and password. After 5 failures, wait 15 minutes.
No DigiCredit earningsVerify you are Talent Plus and that it is not Sunday.
Redemption rejectedCheck the 200 DigiCredit minimum and window hours (3 AM–8 PM UTC), or contact support.
Activation stuck pendingIf you have not paid, cancel it with the × button and start again. If you have paid, contact support with your Transaction ID.
Quiz not loadingCheck your internet connection and refresh the page.
Voice chat issuesRefresh and check browser mic permissions. New accounts are listen-only until 24h old + 3 challenges completed.
Avatar not savingFile must be JPG / PNG / WebP / GIF and under 2 MB.
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16

Frequently Asked Questions

Q: Is DIGITECHCOIN HUB free to join?
A: Yes — registration is free and open to everyone. A referral code is optional; use one if a friend invited you.

Q: Do I need Talent Plus to earn DigiCredits?
A: Yes. Free participants can complete every challenge for practice but earn zero DigiCredits.

Q: What is the minimum redemption?
A: 200 DigiCredits. After the 5% fee you receive 190 DigiCredits, worth about $1.46 USD.

Q: How often can I redeem?
A: As often as you like, but only one pending redemption at a time.

Q: Why did my quiz attempt get voided?
A: Tab switching is detected server-side and voids the attempt. Stay on the challenge page.

Q: Why can't I earn on Sundays?
A: Sundays are platform-wide rest days — no DigiCredit earnings. Resume on Monday.

Q: How does the daily limit work?
A: It is a 24-hour rolling window from your first challenge of the day, not a midnight reset.

Q: Can I play Ludo against real opponents?
A: Yes — create or join a room with a room code for 2-player matches, with live voice chat.

Q: How long does activation approval take?
A: Crypto is auto-approved on blockchain confirmation (minutes). Manual methods are typically minutes to a few hours.

Q: Why is my activation refund locked for 24 hours?
A: It is a security measure when upgrading levels. Locked DigiCredits show in your balance but cannot be redeemed until they unlock.

Q: Why is the mic disabled when I join voice?
A: New accounts are listen-only until the account is 24 hours old and 3 challenges have been completed.

Q: Can I change my phone number?
A: Contact support to update your registered phone number.

Q: Can I have multiple accounts?
A: No. One account per person. Duplicate accounts will be suspended.

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